Below please find alink to complete a Residential Loan Application online for Marlena Olson. Upon receipt of the completed application, Marlena will be able to determine the available loan programs that will offer you the bestinterest rate and lending options. Below is alist of documents that you should begin to gather together in orderto proceed with the loan process.

Marlena will be contacting youafter receiving the credit application(s), pulling credit and researching with various Lenders to find you the best options. If you have any questions prior to receiving her call, please feel free to contact her at (916) 486-6900.

Documents Needed:

1. Current Pay Stubs - each borrower (if wage earner)
2. 2004 and 2005 W2's - each borrower (if wage earner)
3. 2004 and 2005, complete personal and business tax returns (if self employed, rental income used to qualify or if over 50% of income is from commission)
4. Current Mortgage Statement (refinance transactions only)
5. Current Homeowners Insurance Declaration Page (refinance transaction only)
6. Bank Statements, complete with all pages for the past 2 months - each borrower
7. Securities Statements - most recent (stocks, bonds, 401k, etc.) - each borrower

Apply Online Now with Marlena Olson

Marlena Olson
Loan Consultant
Vitek Mortgage Group
2601 Fair Oaks Blvd.
1st Floor Sacramento, CA 95864

Mortgage 101 by Erin Attardi
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